Excellence Family Funeral Plan
If you prefer to do your financial planning face-to-face, our experienced and professional representatives and accredited brokers are on hand to discuss our Excellence Family Funeral Plan with you. From as little as R70 per month, you will be assured of a dignified funeral for you and your loved ones.
The Excellence Family Funeral Plan has its own unique benefits, that we can discuss when we meet face-to-face.
Minimum premium (monthly) | R70 |
Maximum benefit (cover) | R100 000for policyholder and spouse
R 75 000for all other dependants |
Cover for your children For their whole life, not just until they turn 21 years | yes |
Stillborn and new-born baby cover Cover for stillborn children, and new-born children are covered for their first 3 months | yes |
Cover for your children For their whole life, not just until they turn 21 years | yes |
Affordable premiums You can increase yearly to increase your benefits | yes |
No underwriting, no medical questions Easy acceptance | yes |
Waiting period for natural death | Yes, 6 months from the policy’s acceptance date |
Waiting period for accidental death | None, immediate cover |
Instant accidental death cover until the policy starts | Yes – R5 000 |
Guaranteed insurance for your family Without them having to pay any premiums for 5 years after your death | yes |
Lives that can be covered Unlimited number of family members can be covered | you, your spouse, children and extended family members |
Family income benefit Income for your family for 6 months after your death | additional premium |
Memorial benefit Benefit paid out 5 or 11 months after the death of a life insured | additional premium |
Double pay-out on accidental death | additional premium |
Guaranteed cash back Receive money every 4 years even if you claim | additional premium |
Premium Waiver Plus Guaranteed insurance for your family, without them having to pay any premiums after your death | additional premium |
Premium Waiver – retrenchment Guaranteed insurance for you and your family, without paying any premiums for up to 6 months if you get retrenched from your job | additional premium |
Paid-up benefit The choice to not pay more premiums after you turn 65 and all policy benefits remain for all lives insured. There is a level or increasing paid-up option. | additional premium |
Assupol On-Call HIV/Aids assistance Information about medical matters General telephonic medical assistance – by a qualified nursing sister Ambulance and other transport in a life-threatening medical emergency Admission fee to a medical facility Transport of the deceased and family members Other benefits if the life insured dies Trauma counselling Tutor assistance to children Information about financial matters instantDiscounts™ – if the life insured dies Discount on funerals | yes |
On-Call Plus This benefit pays out on the death of a life insured and can be spent in any combination on instantGroceries®, electricity, transport and airtime. Valid instantGroceries® claims are paid in minutes after a claim has been registered, and can be spent at participating shops countrywide – this includes Checkers, Pick n Pay and Shoprite. Real convenience in a time of need | additional premium |
Health+ This benefit provides cover for non-medical expenses as a result of hospitalisation. It pays out after three or more consecutive nights in hospital. | additional premium |
The Excellence Family Funeral Plan has its own unique benefits, that we can discuss when we meet face-to-face.
